List of catalogs in this article: 1. What are the advantages of Shenzhen Development Bank credit cards? 2. What are the requirements for applying for Shenzhen Development Bank credit cards? What are the credit card cash withdrawal methods of Shenzhen Development Bank 5. About the advantages and disadvantages of Shenzhen Development Bank credit cards What are the advantages of Shenzhen Development Bank credit cards? Overdrafts have an interest-free repayment period of up to 50 days. The functions of the credit card are similar to those of other bank credit cards. There are not many preferential merchants, and the interest-free period is not the longest, but the credit limit control is very strict, and it is difficult to have a high limit. It is very troublesome to cancel the card and it takes about a week. Other banks generally can cancel the card immediately after verification. The repayment method is flexible, you can pay it off in full, or you can choose the minimum repayment amount, enjoy revolving credit, and manage money more freely. Features include: Widely issued GF cards can be used for consumption at more than 100,000 domestic merchants with the logo of "China UnionPay" or connected to the bank, and cash withdrawals at more than 37,000 automatic teller machines. Wide coverage In China, you may not know how wide the coverage of credit cards is. Because QR code payment has been done very well in our country, involving all aspects of life. But in foreign countries, the coverage of credit cards is wider. Ten "Benefits" of Credit Cards When we use a credit card to swipe a card, in fact, the bank advances the payment to the merchant first, that is, the first consumption and then the repayment, and the cash on hand can be used flexibly, for example, it can be placed in the bank to generate interest or Investing in financial products such as funds and stocks requires at least one or two months of buffer time. What is required to apply for a credit card of Shenzhen Development Bank 1. Documents required for Shenzhen Development Bank to apply for a credit card: Required information: a copy of the applicant's ID card for the main card and supplementary card, and the original for bank inspection. 2. Information that must be provided to apply for a Shenzhen Development Bank credit card: a copy of the applicant's ID card, and the original for bank inspection. Work certificates: work permits, copies of work certificates issued by the unit, professional titles, professional qualification certificates, etc. 3. Foreigners can apply for Shenzhen Development Bank credit cards at local banks. 4. The conditions for Shenzhen Development Bank to apply for a credit card: the applicant is at least 18 years old, has full capacity for civil conduct; has a good credit record; the applicant can apply for no more than two supplementary cards for his spouse or relatives with full capacity for civil conduct . How to check the balance of Shenzhen Development Bank credit card 1. There are several ways to inquire about Shenzhen Development Bank’s credit card bills: Search the website for “Shenzhen Development Bank” Shenzhen Development Bank, and enter your ID number and credit card number. , log in to your personal online banking Shenfa Credit Card, select the bill inquiry entry Shenfa Credit Card on the credit card page, and follow the prompts to inquire. 2. Inquiries can be made through ATM machines, bank counters, and customer service calls. The specific methods of credit card balance inquiry are as follows: 1) Method 1: The cardholder can carry the credit card to the ATM machine for inquiry, insert the credit card into the ATM machine, enter the password, and click Check Balance to display the balance. 3. Method 1: The user can bring the credit card to the ATM machine to inquire, insert the card into the ATM machine and enter the password, and click the inquiry button to display the balance. Method 2: I go to the bank counter with my credit card and ID card to inquire. Method 3: Call the customer service number of the bank and check the balance of the credit card through manual service. 4. There are several ways to check credit card balance. Query through online banking: the cardholder can log in to the personal online banking or mobile banking of the bank where the card is issued to check the balance. Inquiry via customer service phone: cardholders can call the customer service phone of the card-issuing bank, follow the voice menu prompts or directly transfer to manual service for inquiry. 5. According to the current regulations of the bank, you can inquire about the credit card limit of Shenzhen Development Bank by calling the customer service number or by logging into the online banking. 6. Call the service hotline of the credit card issuing center, telephone banking, manual service or voice service to inquire about the balance of the credit card. Waiting for the bank credit card bill, the bill will clearly tell you the balance on the credit card, repayment records, bills, etc. What are the credit card cash withdrawal methods of Shenzhen Development Bank 1. ATM cash withdrawal. This cash withdrawal method is basically the same as the savings card cash withdrawal of Shenfa credit card and our ordinary Shenfa credit card. Insert your own credit card into the corresponding ATM machine, and then withdraw cash after entering the password. In terms of cash withdrawal amount, most banks usually set 50% of the total amount, so I hope everyone can pay attention. Mobile banking cash withdrawal. 2. Credit card cash withdrawal depends on whether your credit card has the cash withdrawal function. Generally, credit cards have cash withdrawal limits, and you can withdraw cash directly at ATMs or counters. If there is no withdrawal amount, if you want to withdraw cash, you can withdraw it in two ways. The first is in the credit card APP, or call customer service to ask for the cash withdrawal amount. 3. There are more other options, such as mobile bank cash withdrawal or Alipay cash withdrawal, these are all possible, but credit card multi-channel cash withdrawal needs to be opened with the bank in advance, the specific operation steps are as follows: first, you need to set the password and cash withdrawal function on the phone opened. 4. The envelope will tell you the bill date and due repayment date. Credit cards can be used to withdraw cash. Shenfa’s cash withdrawal limit is generally 50%, that is, half of the total amount. The interest-free period of Shenfa is generally 20 to 50 days. The calculation method is: from the next day after the bill date of this month, until the repayment date of the next month. 5. However, if you are really short of money and need cash very much, the following methods can also be used to increase the cash withdrawal limit, which is also a relatively normal way: use a credit card to pay for a friend's consumption to achieve free cash out. 6. Credit cards can be used to withdraw money. Credit card cash withdrawal is different from credit card cash withdrawal. Credit card cash withdrawal is one of the inherent functions of the credit card itself. Cardholders can use the credit card to withdraw cash from the bank. Credit card cash withdrawal mainly includes two methods: overdraft cash withdrawal and overpayment cash withdrawal. About the advantages and disadvantages of Shenzhen Development Bank credit card 1. The functions of the credit card are similar to those of other bank credit cards. There are not many preferential merchants, and the interest-free period is not the longest, but the credit limit control is very strict, and it is difficult to have a high limit. It is very troublesome to cancel the card and it takes about a week. Other banks generally can cancel the card immediately after verification. 2. In addition to the deposit, withdrawal and shopping consumption functions of ordinary bank cards, Shenzhen Development Bank credit cards can also be overdrafted. Overdrafts have an interest-free repayment period of up to 50 days. 3, but the points ratio is less. Guangfa Credit Card: Relatively good, with more bank merchant activities and more points, 3 times the points for the Zhenqing card, 5 times the points for the car owner card. But the starting point for exchanging gifts is higher. ICBC credit card: No handling fee for cash withdrawal. 4. Very good, the most convenient and safe credit card I have ever seen, with free SMS reminders, no limit for online payment, how much is the credit card, how much is the consumption? Online payment requires a mobile phone dynamic password, and you are not afraid of losing your card. You can set a payment limit, and everything is free, which is very cool. 5. As a small partner who applies for a credit card for the first time, he often does not know which bank to choose. Today, we will take stock of the advantages and disadvantages of bank credit cards and provide reference for users who want to apply for a credit card.